PERSONAL LOANS &
CREDIT SOLUTIONS |
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CREDIT CARDS, PAYDAY LOANS,
CASH ADVANCES, AUTO LOANS, AND
CREDIT SOLUTIONS CENTER
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ValuePlus Financial offer Credit Cards, personal loans, payday cash advances, auto loans, credit repair, free credit reports, debt elimination and other credit solutions. You can find any credit card you want from business credit cards, college students credit cards, general consumer credit cards, secured credit cards, prepaid debit cards, or merchandise catalog credit cards, we got it all. We specialize on both prime and sub-prime markets. Search among the different categories and card issuers below, compare the benefits and apply online.
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Credit cards for people with bad, poor or no credit that help rebuild credit history.
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Regular credit cards secured with a security deposit that comes with guaranteed approval.
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College students credit cards that help to build or establish credit history and offer rewards.
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Stored value cards that can be reloaded at any time and can be used just like any credit card for purchases and cash advances.
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Credit cards that offer cash back on purchases.
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Credit cards that offer cash rebates for gas purchases and auto maintenance.
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Credit cards that offer frequent flyer miles with air travel purchases.
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Credit cards that offer miles and points for everyday travel purchases.
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Credit cards that offer hotel rewards that include free room upgrade or free hotel stay.
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Credit cards that offer low interest rate on purchases and balance transfers.
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Credit cards that offer 0% intro APR on purchases and balance transfers.
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Credit cards that come with no annual fee to cardholders.
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MOST POPULAR CREDIT CARDS
AND CREDIT SOLUTIONS
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Household Bank® Rewards MasterCards |
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- An excellent choice for people with fair or good credit.
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter.
- Earn points redeemable for 2% Cash Back for every dollar spent with this card.
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- 24/7 Online Account access for easy and self-management of your account.
- The ability to set up email and text messages notifying you of your account status.
- Free online bill pay
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases for unsecured card* |
9 months* |
as low as 7.90% for a secured card or as low as 19.90% for unsecured card* |
$35 for a secured card or as low as $39 for unsecured card* |
Yes* |
Fair or Good Credit* |
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Fingerhut Credit Account issued by MetaBank |
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- Get the things you want at low monthly payments with Fingerhut Credit!*
- Shop our huge selection of thousands of name brand products.
- Why Fingerhut Credit Card?
- No Annual Fee!*
- No Overlimit Fee!*
- No down payments, no layaway, no surprises*
- Affordable monthly payments when you use your MetaBank/Fingerhut Credit Account.
- We often say "YES!" when others say "No"
- *if you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.
- *See Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Security Deposit |
Balance Transfers |
Credit Needed |
| N/A |
N/A |
24.90%* |
None* |
N/A* |
Bad Credit OK |
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SimplyCash® Business Card from American Express OPEN |
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- Get 5% cash back on wireless services and office supply purchases.
- Get 3% cash back on automobile gasoline.
- Get 1% cash back on other purchases.
- No limit to the amount of cash back you can earn.
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.
- No introductory annual membership fee.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on purchases |
Up to 12 months* |
As low as 13.24% variable* |
None |
Yes |
Good Credit* |
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Discover® More® Card - $100 Cashback Bonus® |
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- 0% Intro APR on Balance Transfers for a FULL 12 Months, then the Regular APR
- 0% Intro APR on Purchases for a FULL 6 Months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months.
- 5% Cashback Bonus® in Categories that Change Like Travel, Hotel, Gas, home improvement stores, department stores, Groceries, Restaurants, Home, Fashion, Movies and More.
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically.
- Flexible redemption options for travel, gift cards, or cash.
- Instant Response Within 60 Seconds.
- No Annual Fee.
- *See Website for Discover® Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on balance transfers and purchases* |
12 months for balance transfers and 6 months for purchases* |
11.99% - 20.99% variable* |
None* |
Yes* |
Excellent Credit* |
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Visa® Black Card issued by Barclays Bank of Delaware |
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- For those who demand only the best of what life has to offer, the exclusive Visa® Black Card™ is for you. Black Card members enjoy these exclusive privileges:
- Limited Membership
- 0% introductory APR for the first fifteen billing cycles after account opening.
- 24-hour world class Concierge Service
- Exclusive Rewards Program allows you to redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions
- VIP access to over 600 airport lounges worldwide
- Luxury Gifts
- Patent Pending Carbon Card
- Zero Liability protection against unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on balance transfers* |
15 months* |
14.99%* |
$495* |
Yes* |
Excellent Credit* |
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Simmons First Visa® Platinum Rewards Card
By Simmons First National Bank |
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- Excellent Credit Required - Applicants who do not have excellent credit will not be approved.
- Low 9.25% variable standard purchase APR and platinum benefits.
- No balance transfer fee for balances transferred in response to this online offer.
- No Annual Fee
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
9.25%* on purchases and balance transfers |
None* |
Yes* |
Excellent Credit* |
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Discover® Mix Tape Student Card |
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- 0% APR on Purchases for a FULL 6 Months.
- 5% Cashback Bonus® in Categories Like Travel, Gas, Groceries, Restaurants, and More.
- No Annual Fee.
- 5% to 20% Cashback Bonus® Through Our Exclusive Online Shopping Site.
- Unlimited cash rewards, automatically.
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases.
- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
6 months* |
As low as 15.99%* |
See Terms* |
N/A* |
Good Credit* |
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100 Day Loans |
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- DO YOU NEED EXTRA CASH?
- Cash as fast as 1 hour!
- Secure and safe.
- Instant Aproval!
- No credit check.
- Cash Today - Get Cash Fast!
- Apply Now Completely Online
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Affordable Credit Repair |
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- Got credit problems?
- Easy & Affordable Credit Repair Services.
- Finally, a credit repair service that anyone can afford.
- Your credit report affects everything from mortgage rates to getting a job.
- Clean your credit report. Raise your credit score and lower your interest rate.
- Our credit repair specialists are fully qualified to dispute unverifiable, inaccurate, and unjust items from your credit report.
- Start Today and get a fresh start!
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