The Advanta Platinum Business Card, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account.
The card has no annual fee and an attractive 0% introductory rate on purchases and balance transfers for the first twelve months. After the introductory rate expires, the APR for purchases and balance transfers is reasonable.
|
Advanta Platinum Business Card |
 |
- 0% Intro APR on Balance Transfers and Purchases for 12 Months
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- No Annual Fee
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on balanace transfers and purchases* |
12 months* |
Prime + 5.99% Variable APR* |
None* |
Yes* |
Good Credit* |
|
It is important to note that the APRs for all transactions may be tied to the highest Prime Rate during a 90-day period. Since the issuer selects the rate from any day within that time frame, the APRs may never reach the lowest possible rate due to this policy.
Many common platinum business features can be found with this card, including auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.
Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services (especially the retailer and merchant discounts) will benefit most from what the Advanta Platinum Business Card has to offer.
