
PERSONAL LOANS & CREDIT SOLUTIONS |
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: American Express Credit Cards
AMERICAN EXPRESS CREDIT CARDS
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American Express offers a range of unsecured credit cards for good credit that come with great benefits that include business credit cards, charge cards (no set spending limit), airline credit cards, travel rewards credit cards, hotel rewards credit cards, and credit cards with cash back rewards. Search among the different offers below. Compare the benefits side by side and apply online via a secure for a credit card of your choice.
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FEATURED AMERICAN EXPRESS CREDIT CARDS
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SimplyCash® Business Card from American Express OPEN |
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- Get 5% cash back on wireless services and office supply purchases.
- Get 3% cash back on automobile gasoline.
- Get 1% cash back on other purchases.
- No limit to the amount of cash back you can earn.
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.
- No introductory annual membership fee.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on purchases |
Up to 12 months* |
As low as 13.24% variable* |
None |
Yes |
Good Credit* |
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AMERICAN EXPRESS BUSINESS CREDIT CARDS
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Business |
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Gold Delta SkyMiles® Business Credit Card from American Express OPEN |
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- The Official Card of the World's Largest Airline.
- Earn 20,000 miles upon your first purchase on the Card.
- Save a total of $250 off Delta flights.
- Sign up for two Additional Cards and earn 5,000 bonus miles.
- Use miles to pay for any Delta seat, anytime -- no black out dates and no seat restrictions.
- 25,000 miles may also be redeemed for a domestic economy award ticket.
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.
- No introductory annual fee for the first year - a savings of $95.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.50% Variable* |
$0 first year and $95 thereafter* |
Yes |
Good Credit* |
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The Business Gold Rewards Card® from American Express OPEN |
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- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card.
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date.
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards.
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.
- No introductory annual fee for the first year - a savings of $125.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 first year and $125 thereafter* |
N/A* |
Excellent Credit* |
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The Business Platinum Card® from American Express OPEN |
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- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice.
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points.
- Complimentary airport club access, including American Airlines Admirals Club® lounges.
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental.
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide.
- Enrollment in the Membership Rewards First® program.
- Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*.
- No pre-set spending limit**
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450 |
N/A* |
Excellent Credit* |
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The Plum Card® from American Express OPEN |
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- The Everything, Everywhere Trade Terms Card(SM).
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
- Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*.
- No introductory annual fee for the first year - a savings of $185.
- A powerful cash flow management tool to manage and monitor your spending.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 first year and $185 thereafter* |
N/A* |
Good Credit* |
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Starwood Preferred Guest® Business Credit Card from American Express OPEN |
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- Receive 10,000 Starpoints after your first purchase - enough for a free night at a Category 4 Hotel like the Westin St. Francis in San Francisco or the Le Méridien Cambridge-MIT.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines, all with no blackout dates.
- OStay 2 nights and get the 3rd night free at participating Sheraton® hotels and resorts worldwide.
- Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*.
- No introductory fee for the first year, a savings of $65.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.9% on Purchases* |
6 months* |
15.24% Variable* |
$0 first year and $65 thereafter* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS TRAVEL REWARDS CREDIT CARDS
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Travel |
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Gold Delta SkyMiles® Credit Card from American Express |
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- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Cards to your account – redeem 25,000 miles for a flight.
- No annual fee for your first year of Card membership; then $95.
- Check your first bag free on every Delta flight.
- Earn two miles for every eligible dollar you spend on qualifying Delta, Northwest, and Delta Vacations purchases.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.50% Variable* |
$0 first year and $95 thereafter* |
Yes |
Good Credit* |
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Blue Sky(SM) Preferred from American Express |
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- 7,500 bonus points - redeemable for a $100 statement credit.
- 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases.
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases.
- The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions.
- Flexibility to pay over time.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
$75* |
Yes* |
Good Credit* |
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Platinum Delta SkyMiles® Credit Card |
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- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Cards to your account – redeem 25,000 miles for a flight.
- No mileage earning limit, and miles don't expire.
- Check your first bag free on every Delta flight.
- Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles ® Credit Cardmembers from American Express.
- Annual complimentary companion ticket.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 9.90% on Balance Transfers* |
12 months* |
14.50% Variable |
$150 but no fee for additional cards* |
Yes* |
Good Credit* |
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Delta Reserve Credit Card |
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- Delta Reserve Credit Card - The New Elite Travel Card with Premium Rewards:
- Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year.
- Annual complimentary First-Class companion ticket with Card renewal.
- Delta Sky ClubTM access for you and your guests.
- Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles ® Credit Cardmembers from American Express.
- Check your first bag free on every Delta flight.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 9.90% on Balance Transfers* |
12 months* |
14.50% Variable |
$450 and $175 for additional cards* |
Yes* |
Good Credit* |
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Blue Sky from American Express(SM) |
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- No annual fee, flexibility to pay over time.
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company.
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase.
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
None* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS CASH REWARDS CREDIT CARDS
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Cash Back|
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Blue Cash EverydaySM Card from American Express |
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- No annual fee, flexibility to pay over time.
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
- NO spend minimum, NO enrollment, and NO rotating rewards categories.
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
- *See Website for Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
None* |
Yes* |
Good Credit* |
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True Earnings® Card from Costco and American Express |
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- No annual fee for Costco members.
- Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else.
- *See Website for Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 6 months* |
15.24%* Variable |
None* |
Yes* |
Good Credit* |
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Blue Cash PreferredSM Card from American Express |
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- No annual fee, flexibility to pay over time.
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
- NO spend minimum, NO enrollment, and NO rotating rewards categories.
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
- *See Website for Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
None* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS CHARGE CARDS
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Charge |
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American Express® Gold Card |
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- Apply for the American Express® Gold Card. A world of service.
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events – exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$125* |
N/A* |
Good Credit* |
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American Express® Premier Rewards Gold Card |
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- Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
- Build up Membership Rewards® points fast - earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
- No annual fee for your first year of Card membership; $175 thereafter.
- Use Pay with Points at American Express Travel and fly any airline, anytime, anywhere, with no blackout dates or seat restrictions.
- *See Website for Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 for First Year and thereafter 175* |
N/A* |
Good Credit* |
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The Platinum Card® from American Express |
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- Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card.
- Earn 50,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
- Get up to $200 in Airline Fee Credits annually to cover incidental fees with your favorite airline.
- Airport Club access for you and your guests.
- Platinum Card® Concierge is at your service 24/7 to help with gift buying, reservation making, and more.
- Use your Platinum Card abroad without the foreign transaction fees many other cards charge.
- FINE HOTELS & RESORTS program offers special upgrades and amenities at more than 600 locations worldwide.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450* |
N/A* |
Good Credit* |
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AMERICAN EXPRESS HOTEL REWARDS CREDIT CARDS
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Hotel |
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Starwood Preferred Guest® Credit Card from American Express |
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- Earn up to 25,000 Starpoints(R) — enough for up to 6 free nights at a category 1 or 2 hotel.
- Redeem Starpoints® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout.
- No annual fee for the first year and $65 thereafter.
- Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
- Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
- Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90% on purchases and balance transfer* |
6 months* |
15.24% Variable |
1st Year None; $65 Thereafter* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS GIFT CARDS
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Gift
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American Express Gift Card for Consumer |
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- Can be used wherever American Express® Cards are accepted in the U.S.*
- Show them you care by adding a personal touch.
- Give employees, colleagues and clients a gift that can be safer than cash.
- Available in a variety of prepaid amounts
- Gift Card denomination values range from $25-$3,000.
- Help ensure their enjoyment with a gift that's refundable in case of loss or theft.
- No after-purchase fees
- No expiration of funds
- No monthly fees
- No lost value
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| Opening Minimum |
App Fee |
Annual Fee |
ATM Fee |
Credit Reporting |
Credit Needed |
| $25* |
$0.00* |
N/A* |
N/A* |
NO* |
Accepts All* |
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American Express Gift Card for Business |
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- Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
- Give employees, colleagues and clients a gift that can be safer than cash.
- Available in a variety of prepaid amounts
- Gift Card denomination values range from $25-$3,000.
- A sound gift choice: If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
- Perfect for business travelers, with nationwide acceptance.
- No after-purchase fees
- No expiration of funds
- No monthly fees
- No lost value
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| Opening Minimum |
App Fee |
Annual Fee |
ATM Fee |
Credit Reporting |
Credit Needed |
| $25* |
$0.00* |
N/A* |
N/A* |
NO* |
Accepts All* |
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AMERICAN EXPRESS CREDIT CARDS WITH REWARDS
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