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Home : American Express Credit Cards
AMERICAN EXPRESS CREDIT CARDS
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American Express offers a range of unsecured credit cards for good credit that come with great benefits that include business credit cards, charge cards (no set spending limit), airline credit cards, travel rewards credit cards, hotel rewards credit cards, and credit cards with cash back rewards. Search among the different offers below. Compare the benefits side by side and apply online for a credit card of your choice.
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FEATURED AMERICAN EXPRESS CREDIT CARDS
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True Earnings® Card from Costco and American Express |

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- Earn cash back on gas and a $25 statement credit with your first made with the Card!
- Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% Intro APR on purchases* |
3 months* |
13.24%* |
None* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS TRAVEL REWARDS CREDIT CARDS
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Travel / Airline |
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Platinum Delta SkyMiles® Credit Card from American Express |

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- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
13.24%* |
$150* |
Yes* |
Good Credit* |
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Delta Reserve Credit Card from American Express |

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- Annual First-Class Companion Certificate, Which Can Be Used for a First-Class or Coach-Class Ticket!
- Earn Up to 10,000 Medallion® Qualification Miles (MQMs) After Your First Purchase.
- Built-In Miles Boost(SM) - Earn Up to 30,000 MQMs and 30,000 Bonus Miles.
- Complimentary Crown Room Club® Access for You and Two Guests.
- Access to American Express® Concierge Services.
- Pay with Miles - Pay for All or Part of Any Delta Flight with Your Miles.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 9.9% Intro APR on Balance Transfers* |
12 months* |
13.24%* |
$450* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS CASH REWARDS CREDIT CARDS
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Cash Back |
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True Earnings® Card from Costco and American Express |

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- Earn cash back on gas and a $25 statement credit with your first made with the Card!
- Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% Intro APR on purchases* |
3 months* |
13.24%* |
None* |
Yes* |
Good Credit* |
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AMERICAN EXPRESS CHARGE CARDS
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Charge Cards |
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American Express® Platinum Credit Card |

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- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 - Redeemable for one round-trip domestic airline ticket!
- No Pre-set Spending Limit
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450* |
N/A* |
Good Credit* |
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American Express® Preferred Rewards Gold Card |

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- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $125 Thereafter* |
N/A* |
Good Credit* |
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AMERICAN EXPRESS HOTEL REWARDS CREDIT CARDS
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Hotel
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Starwood Preferred Guest® Credit Card from American Express |

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- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
- No annual fee for the first year and $45 thereafter.
- 2.90% Intro APR for Purchases for 6 months.
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines.
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
- Express Approval. Get a decision in less than 60 econds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90% on purchases* |
6 months* |
13.24%* |
1st Year None; $45 Thereafter* |
Yes* |
Excellent Credit* |
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AMERICAN EXPRESS CREDIT CARDS WITH REWARDS
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