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Home : Bad Credit Credit Cards
BAD CREDIT CREDIT CARDS
FOR PEOPLE WITH BAD CREDIT OR POOR CREDIT
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Bad credit credit cards are credit cards meant for people with bad credit, poor credit or no credit. The credit card could be a secured credit card or unsecured credit card Visa or Mastercard that allows you to build or rebuild / restore your credit. Search among the different bad credit credit cards offers below, compare the benefits side by side and apply online.
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UNSECURED CREDIT CARDS
Unsecured Cards |
Secured Cards |
Catalog Cards |
Prepaid Debit Cards
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Orchard Bank Classic MasterCard® |

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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months |
as low as 14.90%* |
0 to $79* |
Yes* |
Bad Credit OK* |
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Orchard Bank Low APR MasterCard® |

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- Now with the Orchard Bank® MasterCard®, people with bad credit not only get
one of the lowest APRs available, they also get:
- 8.9% variable purchase APR on all cards
- Free standard Online Bill Pay, no matter how often you use it
- Flexible payment options - your choice of payment due dates to make paying your bill on time easier with online enrollment
- 100% Fraud liability Protection for safe, secure purchases
- The buying power and prestige of MasterCard, accepted at 20 million locations
- Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment
- You’ll receive a credit card offer, regardless of your credit score.
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
8.9%* |
$5 - $8* |
N/A* |
Bad Credit OK* |
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Orchard Bank Premium Low Interest MasterCard® |

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- 8.9% variable purchase APR on all cards!
- 0% Introductory APR on card purchases and balance transfers for six months, for qualifying applicants.*
- MasterCard's Platinum Benefits package to extend warranties on purchases you make with your card.
- 100% Fraud Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfer* |
12 months* |
8.9%* |
$0 to $8* |
Yes* |
Bad Credit OK* |
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Orchard Bank Premium 2% Cash Back Visa® Card |

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- Receive 2% cash back on new net retail purchases, and redeem in $25 increments
- 0% Introductory APR on card purchases and/or balance transfers for 6 or 12 months, to qualifying applicants.*
- Receive additional discounts and protection on your credit card purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and/or balance transfer* |
6 or 12 months* |
as low as 14.90%* |
$0 to $35* |
Yes* |
Bad Credit OK* |
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Tribute Gold MasterCard Credit Card |

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- Looking for an unsecured Gold MasterCard®? Then Tribute® Gold MasterCard® Credit Card is for you. Let the Tribute® Gold MasterCard® Credit Card give you the buying power you deserve with additional benefits such as travel accident insurance, extra warranty protection on purchases made with your Tribute® Gold MasterCard® Credit Card and auto rental insurance*.
- Unsecured MasterCard
- Problem getting a credit card due to past credit history? This could be the card for you!
- Accepted at millions of locations worldwide
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
as low as 14.99* |
as low as $6* |
Yes* |
Bad Credit OK* |
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SECURED CREDIT CARDS
Unsecured Cards |
Secured Cards |
Catalog Cards |
Prepaid Debit Cards
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Bank of America Secured Visa Platinum Card |


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- Credit lines available from $300 to $10,000
- Set your own credit limit
- Build or reestablish your credit with a secured credit card.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months |
P + 10.99% (V)* |
$29* |
Yes* |
Bad Credit OK* |
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Orchard Bank Classic MasterCard |

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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
as low as 14.90%* |
0 to $79* |
Yes* |
Bad Credit OK* |
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New Millennium Bank Secured Black Diamond Visa/MasterCard |


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- New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
- Help improve or Repair your Credit with a secured credit card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.5%* |
$59* |
Yes* |
Bad Credit OK* |
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New Millennium Bank Secured Platinum Visa/MasterCard |


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- A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
- Help Establish or Re-eatablish your Credit with a secured credit card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.5%* |
$59* |
Yes* |
Bad Credit OK* |
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New Millennium Bank Secured Gold Visa/MasterCard |


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- New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
- Help Build or Rebuild your Credit the smart way with a secured credit card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.5%* |
$59* |
Yes* |
Bad Credit OK* |
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