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Home : No Annual Fee Credit Cards
NO ANNUAL FEE CREDIT CARDS
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ValuePlusFinancial.com credit card portal brings to you No Annual Fee Credit Cards issued by major banks including American Express, Bank of America, Discover, Chase, Advanta and HSBC. Search among the different offers below. Compare the benefits side by side and apply online for a credit card of your choice.
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FEATURED NO ANNUAL FEE CREDIT CARDS
Featured |
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Miles Card from Discover® |

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- 0% Intro APR* on purchases and balance transfers for 6 months
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Book any travel through any airline, travel agent or online travel site
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfers* |
6 months* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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NO ANNUAL FEE CREDIT CARDS FOR CONSUMERS
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Consumer |
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True Earnings® Card from Costco and American Express |

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- Save with 0% Introductory APR on purchases for 6 months.
- Earn cash back on gas and a $25 statement credit with your first made with the Card!
- Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% Intro APR on purchases* |
6 months* |
15.24%* |
None* |
N/A* |
Good Credit* |
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Discover® More Card |

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- 0% Intro APR for 12 months on Purchases and Balance Transfers
- No annual fee
- Unlimited cash rewards, automatically
- Double rewards with more than 100 Cashback Bonus Partners*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- $0 Fraud Liability Guarantee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfers* |
12 months* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Discover® More - Clear Card |

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- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- Up to 20% Cashback Bonus® when you shop online*
- Up to 1% Cashback Bonus on all other purchases automatically
- Double rewards with more than 100 Cashback Bonus Partners*
- Unlimited cash rewards, automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- $0 Fraud Liability Guarantee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfers* |
6 months on purchases and 12 months on balance transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Discover® Motiva Card |

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- 3.9% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
- Cash Rewards for your good credit management!*
- Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards, automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- $0 Fraud Liability Guarantee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.9% on purchases and balance transfers* |
6 months on purchases and 12 months on balance transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Discover® Open Road Card |

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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- No annual fee
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- $0 Fraud Liability Guarantee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfers* |
6 months on purchases and 12 months on balance transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Discover® More - American Flag Card |

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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Double rewards with more than 100 Cashback Bonus Partners*
- Unlimited cash rewards, automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- $0 Fraud Liability Guarantee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases and balance transfers* |
6 months on purchases and 12 months on balance transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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NO ANNUAL FEE CREDIT CARDS
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