
PERSONAL LOANS & CREDIT SOLUTIONS
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Home : Points Rewards Credit Cards
POINTS REWARDS CREDIT CARDS
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Earn reward points with each purchase you make with Points Rewards Credit Cards issued by major credit cards banks including Capital One, American Express, IBeria Bank, Citibank, Chase, and Bank of America. There is no limit to the number of points you can earn and your points never expire. You can redeem your points for travel, hotel stay, merchandise, sporting events, car rental, and more. Search among the different offers below. Compare the benefits side by side and apply online for a credit card of your choice.
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Starwood Preferred Guest® Credit Card from American Express |
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- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
- No annual fee for the first year and $45 thereafter.
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines.
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
- Express Approval. Get a decision in less than 60 econds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90% on purchases and balance transfer* |
6 months* |
15.24%* |
1st Year None; $45 Thereafter* |
Yes* |
Good Credit* |
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IBERIABANK Visa Platinum Card |
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- No annual membership fee.
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases.
- Turn your points into hotel, gift, or experience rewards.
Travel accident coverage up to $1,000,000.
- Online access to credit card account information.
- *See website for complete terms and conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.99% on balance transfers* |
6 months* |
as low as 9.25%* |
None* |
Yes* |
Excellent Credit* |
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Blue Sky from American Express® |
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- 0% intro APR on purchases for 6 months.
- No annual fee.
- Earn 1 point for every dollar you spend.
- Points good on any airline, hotel, car rental and more.
- No expiration date or limit on the number of points you can earn.
- No blackout dates or travel restrictions.
- Express Approval. Get a decision in less than 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
6 months* |
17.24%-21.24% Variable |
None* |
Yes* |
Good Credit* |
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Zync From American Express® |
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- Earn 10,000 Membership Rewards® points after first purchase.
- Enjoy a low annual fee of just $25 for Basic Card.
- Pay no interest - that's because you pay in full each month.
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most.
- Protect eligible purchases with Purchase Protection and Extended Warranty.
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$25* |
N/A* |
Good Credit* |
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American Express® Gold Card |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of
Card membership – redeemable for select gift cards valued at $100!
- The Membership Rewards® program – Turn your everyday purchases into Membership Rewards® points,
and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events – exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$125* |
N/A* |
Good Credit* |
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American Express® Premier Rewards Gold Card |
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- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership.
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
- 3-2-1 Points: Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
- No Annual Fee for the First Year, a Saving of $175.
- Express Approval. Get a decision in less than 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 for First Year and thereafter 175* |
N/A* |
Good Credit* |
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The Platinum Card® from American Express® |
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- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of
Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at
your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique,
resort and luxury hotels around the world.
- Express Approval. Get a decision in less than 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450* |
N/A* |
Good Credit* |
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