PERSONAL LOANS &
CREDIT SOLUTIONS |
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: Points Rewards Credit Cards
POINTS REWARDS CREDIT CARDS
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Earn reward points with each purchase you make with Points Rewards Credit Cards issued by major credit cards banks including Capital One, American Express, IBeria Bank, Citibank, Chase, and Bank of America. There is no limit to the number of points you can earn and your points never expire. You can redeem your points for travel, hotel stay, merchandise, sporting events, car rental, and more. Search among the different offers below. Compare the benefits side by side and apply online via a secure server a credit card of your choice.
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The Business Gold Rewards Card® from American Express OPEN |
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- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card.
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date.
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards.
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®.
- No introductory annual fee for the first year - a savings of $125.
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 first year and $125 thereafter* |
N/A* |
Excellent Credit* |
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The Business Platinum Card® from American Express OPEN |
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- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice.
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points.
- Complimentary airport club access, including American Airlines Admirals Club® lounges.
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental.
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide.
- Enrollment in the Membership Rewards First® program.
- Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*.
- No pre-set spending limit**
- *See Website for Card Terms and Conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450 |
N/A* |
Excellent Credit* |
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Blue Sky(SM) Preferred from American Express |
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- 7,500 bonus points - redeemable for a $100 statement credit.
- 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases.
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases.
- The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions.
- Flexibility to pay over time.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
$75* |
Yes* |
Good Credit* |
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Starwood Preferred Guest® Credit Card from American Express |
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- Earn up to 25,000 Starpoints(R) — enough for up to 6 free nights at a category 1 or 2 hotel.
- Redeem Starpoints® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout.
- No annual fee for the first year and $65 thereafter.
- Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
- Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
- Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90% on purchases and balance transfer* |
6 months* |
15.24% Variable |
1st Year None; $65 Thereafter* |
Yes* |
Good Credit* |
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IBERIABANK Visa Platinum Card |
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- No annual membership fee.
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases.
- Turn your points into hotel, gift, or experience rewards.
Travel accident coverage up to $1,000,000.
- Online access to credit card account information.
- *See website for complete terms and conditions.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.99% on balance transfers* |
6 months* |
as low as 9.25%* |
None* |
Yes* |
Excellent Credit* |
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Blue Sky from American Express(SM) |
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- No annual fee, flexibility to pay over time.
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company.
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase.
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
Up to 12 months* |
17.24%-21.24% Variable |
None* |
Yes* |
Good Credit* |
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American Express® Gold Card |
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- Apply for the American Express® Gold Card. A world of service.
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events – exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$125* |
N/A* |
Good Credit* |
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American Express® Premier Rewards Gold Card |
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- Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
- Build up Membership Rewards® points fast - earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
- No annual fee for your first year of Card membership; $175 thereafter.
- Use Pay with Points at American Express Travel and fly any airline, anytime, anywhere, with no blackout dates or seat restrictions.
- *See Website for Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0 for First Year and thereafter 175* |
N/A* |
Good Credit* |
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The Platinum Card® from American Express |
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- Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card.
- Earn 50,000 Membership Rewards® bonus points when you spend $1,000 in your first three months of Card membership.
- Get up to $200 in Airline Fee Credits annually to cover incidental fees with your favorite airline.
- Airport Club access for you and your guests.
- Platinum Card® Concierge is at your service 24/7 to help with gift buying, reservation making, and more.
- Use your Platinum Card abroad without the foreign transaction fees many other cards charge.
- FINE HOTELS & RESORTS program offers special upgrades and amenities at more than 600 locations worldwide.
- *See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450* |
N/A* |
Good Credit* |
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